Summary: Trennessa and David are a sweet couple who found a home with Divvy after moving from Illinois to Georgia. Now, after just 10 months of living in the home, they are proud to call themselves homeowners.
A happy couple
At its best, a home gives you more freedom and more possibilities. It allows you to grow and expand your world. That’s what Trennessa and David were looking for when they found Divvy.
Trennessa works with special needs adults, making their lives easier, healthier, and happier. David buys and sells vintage toys and runs a YouTube channel for other collectors and hobbyists.
The couple had lived in Illinois for several years, where they met and moved in together. However, Trennessa lost her job and had difficulty finding a new one in the surrounding area. After a lot of consideration, they decided to start a new adventure by moving to Georgia in 2019.
But there was just one problem: they didn’t know if they’d be able to buy a home.
Making the move
After planning the move for months, Trennessa and David packed up and traveled 700 miles to start their new life in a new state and a new apartment. Fortunately, Trennessa had family nearby so the couple was able to quickly begin putting down roots. They started meeting new people, attending church, and scouting cities and neighborhoods they’d like to buy a home in.
They found a neighborhood they loved, a suburb of Atlanta called “Conyers,” that has a historic “olde town” and quiet, tree-lined streets.
They were excited about finding a home in Conyers, but they knew the mortgage would be a hurdle. Trennessa had switched careers and David was self-employed, which put their finances outside the box of what mortgage companies seemed to want. “From a lender’s perspective, we were at square one,” said David.
The couple knew they needed another option. That’s when a friend from church suggested Divvy. “What we loved about Divvy is they were willing to work with us and we could still get the home we wanted,” said Trennessa.
Getting the home
After working with their realtor and Divvy, the couple was able to find a beautiful, 3-bedroom home in Conyers with an open living room, a fireplace, a spacious kitchen, and a backyard. It was everything they had been hoping for.
Most importantly, they were thrilled to have their own home. “In an apartment you feel like you can’t do anything,” said Trennessa. “You can’t paint or put holes in the wall. But when it’s your home, you can do what you want. You can decorate, make it yours, and feel like you’ve accomplished something.”
David agreed, saying “when we lived in an apartment, we could hear everything our neighbors did and smell everything they cooked.”
After moving into their new home, they painted the walls and turned the basement into a collectibles room where David also films his YouTube videos. Trennessa has gotten the YouTube bug as well, and now they’ve started creating videos together. They find vintage toys at conventions, thrift stores, and on the internet and sell or trade them to other collectors.
In January of this year, Trennessa and David purchased their home from Divvy. They are now officially homeowners! The process worked perfectly for them as they were able to get all their finances in order so they could get approved for the mortgage (and live in the home the whole time).
“Divvy was great to work with the whole way through,” said Trennessa. “Everyone was really helpful and responsive. I’m so glad we found Divvy and so glad we got this home.”
Congrats to David and Trennessa on becoming homeowners!
Interested in working with Divvy to start your journey to homeownership? Click here to get pre-qualified and start working with our team.
12 thoughts on “Trennessa and David Became Homeowners in Georgia with Divvy”
My reply> My husband and I are senior-citizens and both on SS. Since we are on a fixed-income, it’s hard to find a house “Rent-2-Own”. We’ve been running into so-call agents who’s wasting our time because we have no Down_Deposit payment. We really want to move into our own home, but, it’s been extremely hard. I do have a company that I’ve been with since Jan. 2020. My score’s have increased but, not as much as they would like them to be. We are desperate to find a home, before WE leave this earth. Can you help us in any way?
Hi Betty! Thanks for reaching out! We’re able to accept SS as proof of income, but do require 1-2% of the home’s value as an initial savings contribution. Our team would be more than happy to assist you and give you advice specific to your situation. Feel free to reach out to them at email@example.com!
If i need a co-signed. What credit score would he need.
Hey Clara, you’re absolutely able to add a co-applicant to your application. As a guide, you’ll both need to pass a soft credit check (this won’t affect your score), have a FICO score of 550 or higher, and make a total monthly household income of ~$2,500 (this amount shifts up or down in certain markets). Feel free to reach out to our support team at firstname.lastname@example.org too—they’ll be able to advise you on your specific situation!
Sound too good to be true. What is the catch..
I am interested buts???
Were your office. I need to speak to some in person.
Hi Bre, thanks for reaching out! We’d love to answer any questions you have and help you learn about our program. Our company has offices in Denver and San Francisco, but we have dedicated teams and real estate agents all over the country serving customers in each of our 16 markets. To learn more about our program, you can get in touch with our support team at email@example.com!
Estoy interesada en su servicio quiero comprar en Spring Hill Fl tienen algún teléfono que me puedas comunicar con ustedes?
Hi Ana, thanks for getting in touch! The best way to get to contact our customer support team is to email firstname.lastname@example.org with any questions!
Im moving from nj to Georgia have enough for a down payment but relocating and all leaves us outside the realm of buying because we have to spend a year and money renting .
Hi Marc, if you’re moving to the greater Atlanta area our program may be able to help!
How long does the contract to purchase last? How are final sale prices calculated.
Hi Lisa, our program is set up to get you ready for homeownership within 3 years, but you’re able to buy your home back from us at any time without penalty. Before you move in, you’ll sign a 3-year lease, and be provided set buyback prices. The buyback prices factor in very conservative appreciation. We offer two prices:
1. A lower price if you buy back within 18 months
2. A slightly higher price if you buy back between 18 months and a year
Let us know if you have other questions!