How to understand (and increase) your Divvy Monthly Budget

Determining an accurate view of your home buying budget is a crucial part of Divvy setting tenants up for success in the transition from renting to owning. We take great care in determining each of our customer’s individual budgets. Similar to a mortgage lender, we evaluate your budget based on what we believe you can… Continue reading How to understand (and increase) your Divvy Monthly Budget

Real Estate 3.0: How a Decade of Technology Has Empowered Consumers

The real estate technology industry has experienced two strong "waves" of innovation over the past decade. Each wave encompassed approximately 5 years of development, and we are currently in the middle of an exciting third wave of progress. Wave 1 brought what we like to call "power to the buyer." Wave 2 built upon that… Continue reading Real Estate 3.0: How a Decade of Technology Has Empowered Consumers

Building Your Own Ledger System: Pointers and Pitfalls

During my time at Divvy, I’ve been exposed to the growing and evolving FinTech sphere. While the field covers a wide range of applications and industries, the one thing that is common across companies is the importance of financial information. A central foundation to this is some sort of ledger that allows for the consistent… Continue reading Building Your Own Ledger System: Pointers and Pitfalls

Mortgages 101: What is a Mortgage and How Does it Work (Part II)

Part 2: How Exactly Does a Mortgage Work In our previous post, we provided an overview of the basic concept of a mortgage and defined key terms often associated with the home buying process. Now we will take an even deeper dive into the mechanics of a mortgage and how it compares to the Divvy… Continue reading Mortgages 101: What is a Mortgage and How Does it Work (Part II)