Meet Nash and Pam

Nash and Pam - Divvy's newest homeowners

Meet Nash and Pam – Divvy’s newest homeowners.

Nash is an educator, which has been a lifelong calling. Pam works on the family business and crochets on the side with the hopes of building out an online business. They enjoy serving at their church – Nash teaching Sunday School and singing and Pam doing the multimedia.

Having run into a few financial hardships, Nash and Pam had to move in with Nash’s sister – it was the only option they had.  “We fell on hard times and luckily Nash’s sister was generous enough to let us stay.” Pam told Divvy.  “Living in a small house with so many people made living space hard to come by. We ate out a lot just to get out of the house.”

While living with his sister, Nash took a principal position at an all boys school, and they were able to stabilize their finances. The time had come to find their own place again. Aspiring to be homeowners, they started working with a realtor. Because they didn’t have enough saved for a down payment, they needed to find a way to buy a home without a mortgage. That’s when their realtor recommended Divvy.

“It’s a great opportunity if you’re in a good position but just don’t have the down payment yet. You can rent a home that you want to own, and Divvy provided that opportunity. That was really the key.” recalled Nash.

Nash and Pam moved into their Atlanta home back in January of 2019. They immediately loved their big backyard and made some new “friends”. “We’ve named the ducks, geese, everything, we just look out and watch it. We love it.”

In April 2020, Nash and Pam were able to buy the home back from Divvy and are now the proud owners of their home.  Congratulations on your achievement, Nash and Pam!


26 thoughts on “Meet Nash and Pam

    1. Hi Jennifer, yes! Our program is available in the greater Atlanta area—you can get a sense of our coverage areas through our search tool:

      With Divvy, you can choose from almost any move-in ready home on the market. Let us know if you have any other questions!

    1. Hi Edward, our program is not available in Connecticut at the moment but definitely keep in touch as we grow!

    1. Hi Janice, yes! Our program is available in the wider Tampa area, including Polk County. Let us know how else we can help.

    1. Hi Theresa, yes! Our program is available in the wider Houston area, including Katy. You can see a list of all our metro areas, including the counties here:

    1. Hi Becky, our program launched in the Minneapolis metro area last year! With Divvy, you can choose almost any move-in ready single-family home on the market. You can use our Search tool to see our pricing and get a sense of our operating areas:

      Let us know if you have any other questions!

    1. Hi Je’Lisa, unfortunately, our program is not available in Mississippi at the moment. Definitely keep in touch as we continue to grow! You can find a list of the metro areas and counties we serve here:

    1. Hello, to qualify for our program, every applicant needs a 550 FICO (we use Experian v2 as our bureau). If you qualify for our program, we also offer free credit counseling to every Divvy customer. Let us know if you have any other questions!

  1. Is your program in az. I want to know how much u put in as a down payment. Then what would the payments be each month then in one year, how much would it cost us to buy you out?

    1. Hi Mike, all pricing will depend on your financial situation and the home you choose to buy. We ask you to put 1-2% of the home’s value down as an initial home savings contribution before you move in. Your monthly payment will include fair market rent for the home as well as home savings—money that gets put aside every month for you to use toward your mortgage down payment. You’ll buy the home back from us whenever you’re ready to qualify for a mortgage and have enough saved for a down payment. Our program is structured to get you there in three years, but you can absolutely buy your home back at any time with no penalties.

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