The debt-to-income (DTI) ratio is one of many criteria that lenders look at when assessing mortgage eligibility. Learn how to calculate it and why it’s important. Continue reading What is the Debt-to-Income (DTI) Ratio and Why is it Important?
If you’re looking to rent a house with poor credit, there are several options for you. Learn how to rent a home with bad credit. Continue reading How to Rent a House with Bad Credit
When tax season rolls around each year, homeowners can benefit from a range of deductions and credits to reduce their tax bill or increase their refund. Learn about these various tax benefits and which ones you may be eligible for as a homeowner. Continue reading The Top Tax Benefits of Owning a Home
By Cody Leovic – Updated June 3, 2023 Renters insurance is an essential safety precaution for anyone renting a home or apartment. The policy will protect you in 2 key categories: personal property coverage and personal liability coverage. As the … Continue reading Is Renters Insurance More Expensive When You Own Pets?
If you have poor credit and want to buy a home, your best option is to seek a loan option for your mortgage. Learn more about how to buy a house with bad credit. Continue reading How to Buy a House with Bad Credit: Explore Your Options
To buy a house with no money down, you’ll likely need a government mortgage loan. Learn more about how you can buy a home with little to no down payment. Continue reading How to Buy a House with No Money Down in 2023
An FHA loan is a government-funded mortgage from the Federal Housing Administration. Learn more about the qualifications, rates, and guidelines for FHA loans. Continue reading FHA Loans: Requirements, Rates, & Guidelines (2023)
If you’re a first-time home buyer, use this guide to explore the programs, grants, and loans that may be available to you. Continue reading Guide to First-Time Homebuyer Programs & Grants in 2023
Discover the grants and programs available for first-time home buyers in Colorado. Plus, learn how Divvy can make home ownership affordable. Continue reading 2023 Colorado First-Time Homebuyer Programs & Grants